*{margin:0;padding:0;box-sizing:border-box}body{font-family:'Segoe UI',-apple-system,Arial,sans-serif;color:#0F172A;background:#F4F7FE;line-height:1.55}
a{color:#1E5BD8;text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
header{background:linear-gradient(140deg,#0D2B54,#0A1E3C 70%);color:#fff;padding:14px 0}header .wrap{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.logo{font-weight:800;font-size:19px;color:#fff}.logo .b{color:#38BDF8}.nav{display:flex;gap:14px;font-size:14px}.nav a{color:#CADCFC}
.cta{margin-left:auto;background:#1E5BD8;color:#fff;padding:9px 16px;border-radius:9px;font-weight:700;font-size:14px}
.bc{font-size:12px;color:#5B6B82;padding:14px 0 0}.bc a{color:#5B6B82}
h1{font-family:Georgia,serif;font-size:clamp(23px,4vw,30px);color:#0A1E3C;margin:8px 0 6px;line-height:1.2}
.lead{font-size:15px;color:#334155;margin-bottom:18px;max-width:780px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.pro{background:#fff;border:1px solid #E4EAF3;border-radius:12px;padding:14px 16px}.pro .nm{font-weight:700;color:#0A1E3C;font-size:14.5px}.pro .nm a{color:#0A1E3C}
.pro .sp{font-size:12.5px;color:#5B6B82;margin:3px 0 6px}.pro .go{font-size:12.5px;font-weight:700;display:inline-block;margin-top:6px}
.tag{display:inline-block;font-size:10.5px;font-weight:700;border-radius:10px;padding:1px 8px;margin:2px 4px 2px 0}.rge{color:#16794C;background:#E7F6EE}.nc{color:#8A5A00;background:#FFF4DB}
h2{font-family:Georgia,serif;font-size:20px;color:#0A1E3C;margin:26px 0 10px}
.faq dt{font-weight:700;color:#0A1E3C;margin-top:10px}.faq dd{color:#334155;font-size:14px;margin-top:3px}
.links{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}.links a{background:#fff;border:1px solid #E4EAF3;border-radius:20px;padding:6px 13px;font-size:13px}
.band{background:linear-gradient(140deg,#0D2B54,#0A1E3C);color:#fff;border-radius:14px;padding:22px 24px;margin:26px 0;text-align:center}
.band h3{font-family:Georgia,serif;font-size:22px;margin-bottom:6px}.band p{color:#CADCFC;font-size:14px;margin-bottom:12px}
.btn{background:#38BDF8;color:#0A1E3C;font-weight:800;padding:11px 22px;border-radius:10px;display:inline-block}.btn2{background:#1E5BD8;color:#fff}
.card{background:#fff;border:1px solid #E4EAF3;border-radius:14px;padding:20px 22px;margin:14px 0}.card ul{margin:8px 0 0 18px;font-size:14px;color:#334155}
.claim{border-left:4px solid #F59E0B}.muted{color:#5B6B82;font-size:13px}
footer{background:#0A1E3C;color:#8AA0BD;font-size:12px;padding:20px 0;margin-top:30px}footer a{color:#CADCFC}
section{padding:16px 0}@media(max-width:800px){.grid{grid-template-columns:1fr 1fr}}@media(max-width:540px){.grid{grid-template-columns:1fr}.cta{margin-left:0}}